Bitcoin
I think we will see a few different outcomes, when it comes to retail we might have each store or business making and accepting their own coin. (Darden making their own and accepting it at all of their restaurants) The issue is why, why would this be better than any standard Giftcard, except for the ability to combine cards into a single wallet and send the amount to your friends easily.
The other is an altcoin becomes the standard coin for retail, this in my mind would be Dash, instant tx, and enough ways to be anonymous.
We will see Bitcoin grow as a digital gold with more and more standard investment things come to it like the futures just did.
Well if we don't get some big hubs for Lighting Network around bitcoin itself, for me personally I think that many bussinesses will try to put in altcoins as payment that they accept one of these being bitpay which is currently looking to implement altcoins. But looking at it now there are some preatty good indicators.
Since this year there were a lot of All Time Highs which ment that mainstream media wrote about bitcoin time to time, so when people start to think about whats so special and because of its price when people start to get puzzeled they will want to investigate more. Which means that there might be wider adoption. In my opinion goverments will play the keyrole in this because many people will like it to be regulated because then they will feel safe using crypto currencies in general.
I hope this is really welcome by facebook, twitter and google, at least I can advertise easily without using the old way of credit cards, why companies still use a payment system that not everyone has access to it not even everyone also has credit. card, if they accept a bitcoin payment system by 2018 one of them later, I think bitcoin go to $150k is real.
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